In 2026, we’re living in a world of high-speed fiber and “digital nomad” dreams, but the physical risks of being a human haven’t changed. If anything, the burnout culture of…
Most people think if they have disability cover, they’re 100% protected. But there’s a massive catch that most people don’t realize until they’re filling out claim forms in a hospital…
Have you ever stopped to count them? If you’re thirty years old, you’ve got about 70,000 to 80,000 working hours left in the tank. That is your “Global Time-Debt.” It’s…
Let’s strip away the fancy brochures for a second. Sanlam Severe Illness Cover is a tax-free lump sum of money that lands in your bank account when you’re diagnosed with…
There’s a common misconception that credit life insurance is just a fancy way of saying “funeral cover for your mortgage.” I used to think the same thing. I figured as…
Nobody wakes up on a Tuesday morning and thinks, “Today is a great day to plan for chemotherapy.” We’re busy. We’re worrying about the interest rate on our bonds or…
Disability cover is the “middle child” of the insurance world. We talk about life insurance because we want to leave a legacy, and we talk about medical aid because our…
It was a Sunday night in late February, and the humidity in Johannesburg was doing that thick, heavy thing it does right before a thunderstorm. I was sitting at my…
A few years back, I decided to stop grumbling about insurance premiums and actually try the “Discovery experiment.” I installed the Vitality Drive sensor—a little pebble-shaped piece of tech that…
We used to buy insurance because we were afraid of the “dent.” We were worried about the excess, the paperwork, and whether the panel beater would use original parts. In…
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