I’ve spent a lot of time looking into financial structures and corporate models, and what AVBOB does with their 5-year premium refund is genuinely different. It’s not just a marketing gimmick; it’s a byproduct of how they are built as a company. Have you ever wondered why some companies seem to obsess over their share … Read more
The South African insurance market has historically been a bit of a dinosaur—slow, heavy on paperwork, and obsessed with your cholesterol levels. Then 1Life stepped onto the scene with a tech-first philosophy that felt like the first time an insurer actually realized we have lives to lead. Their “Elevated Pure Life” and “Top Up” options … Read more
The first time I saw a life insurance premium leave my bank account, I felt that familiar, dull ache of a “grudge purchase.” You know the feeling. It’s that monthly tax we pay on the “just in case” of the universe. You don’t get a “congratulations” email for not dying this month. You just get … Read more
If you’re living in South Africa right now, you know the “Blue Giants” are everywhere. You can’t throw a stone in Sandton or the Foreshore without hitting a building owned by one of them. But when it comes down to your monthly debit order, which one is actually looking out for your future self? Is … Read more