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Most people treat rewards points like a “fun money” bucket. It’s the stuff we use for treats. But in the economy of 2026, where the price of a loaf of bread feels like a down payment on a house, we need to stop thinking about UCount as a way to get a free toaster. Think … Read more

If the government rolls out a system that promises free healthcare for everyone, does your Discovery Health premium become a redundant relic of the past? Or is it going to be the only thing standing between you and a three-year waiting list for a hip replacement? It’s a heavy question, but we need to talk … Read more

I’ll never forget the rainy Tuesday morning in February back in 2022 when I opened an email that felt like a bucket of ice water to the face. I’d spent six years faithfully paying my premiums to Old Mutual—never missed a debit order, never complained when the rates crept up annually. Then, I needed them. … Read more

Let’s get into the nitty-gritty of the numbers because this is where the confusion usually starts. Most medical schemes in South Africa pay out at what they call the “Scheme Tariff.” This is a set rate they’ve decided is fair for a specific procedure. Some plans pay 100% of that rate, others pay 200%. Sounds … Read more

A few years back, a buddy of mine tried to claim for a bike that got mangled during a stage race. The insurance company—let’s call them “Old School & Associates”—denied the claim faster than a pro sprinter kicks for the line. Why? Because the accident happened during a “competitive event.” That’s the dirty little secret … Read more

If you’re an exporter in South Africa today, you aren’t just fighting for market share in Europe or China. You’re fighting against “volatile” becoming the new “normal.” This is where Santam Marine enters the chat. As the biggest player on the continent, they’ve recently leveled up with their new Lloyd’s of London partnership, and everyone … Read more

I was grabbing a coffee in Rosebank last month—one of those places where the espresso costs more than a liter of petrol—and I got into a chat with my Uber driver, Sipho. He was driving a spotless Toyota Corolla, the kind of car that clearly gets vacuumed twice a day. We started talking shop because, … Read more

In the South African pet insurance landscape of 2026, two names constantly go head-to-head: Dotsure and Oneplan. They’re both giants, they both have great marketing, and they both claim to love your pets as much as you do. But they operate on two fundamentally different philosophies. One is about digital speed and reimbursement, while the … Read more

See, for most of us in the Gen Z or young millennial bracket, we feel invincible. We’re out here building side hustles, navigating the gig economy, and trying to figure out if we actually need a physical office or if a beach in Mauritius will do. But the one thing we’re notoriously bad at is … Read more

In 2026, we’re living in a world of high-speed fiber and “digital nomad” dreams, but the physical risks of being a human haven’t changed. If anything, the burnout culture of the mid-2020s has made us more vulnerable. When you start looking for a safety net, two names always float to the top of the pile: … Read more