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Most people think if they have disability cover, they’re 100% protected. But there’s a massive catch that most people don’t realize until they’re filling out claim forms in a hospital bed. Standard disability cover usually only pays out if you cannot perform your job. Imagine a software developer who loses their hearing. They can still … Read more

Have you ever stopped to count them? If you’re thirty years old, you’ve got about 70,000 to 80,000 working hours left in the tank. That is your “Global Time-Debt.” It’s the time you “owe” your future self to fund your life, your kids’ education, and that dream beach house in Plettenberg Bay. But what happens … Read more

Let’s strip away the fancy brochures for a second. Sanlam Severe Illness Cover is a tax-free lump sum of money that lands in your bank account when you’re diagnosed with a serious condition. We’re talking about things like cancer, heart attacks, strokes, or even some of the weirder, rarer neurological disorders that life likes to … Read more

There’s a common misconception that credit life insurance is just a fancy way of saying “funeral cover for your mortgage.” I used to think the same thing. I figured as long as I was breathing, that policy was essentially useless. I was wrong. Standard life insurance is great—it makes sure your family isn’t homeless if … Read more

Nobody wakes up on a Tuesday morning and thinks, “Today is a great day to plan for chemotherapy.” We’re busy. We’re worrying about the interest rate on our bonds or whether the Springboks will win the next test match. But the reality of 2026 is that medical costs are outstripping inflation faster than a high-speed … Read more

Disability cover is the “middle child” of the insurance world. We talk about life insurance because we want to leave a legacy, and we talk about medical aid because our kids catch every flu bug floating around their school. But disability? That feels like a “maybe” or a “worst-case scenario” we’d rather not invite to … Read more

It was a Sunday night in late February, and the humidity in Johannesburg was doing that thick, heavy thing it does right before a thunderstorm. I was sitting at my kitchen table, staring at a spreadsheet that felt like a death sentence. At the time, I had a perfectly “safe” corporate job—the kind with a … Read more

A few years back, I decided to stop grumbling about insurance premiums and actually try the “Discovery experiment.” I installed the Vitality Drive sensor—a little pebble-shaped piece of tech that sticks behind your rearview mirror—and my relationship with my car changed forever. It turns out, your car can basically become a high-tech fitness tracker. Instead … Read more

We used to buy insurance because we were afraid of the “dent.” We were worried about the excess, the paperwork, and whether the panel beater would use original parts. In 2026, the focus has shifted toward the sanctuary of the cabin. 1st for Women has leaned heavily into this “Her first, then her every thing” … Read more

Most insurance feels like a grudge purchase. You pay every month, hoping you never have to use it, and when you do, you expect a fight. But Dotsure has managed to do something quite rare in the financial services world—they’ve built a fan base. You don’t often see people “stanning” an insurance company, yet here … Read more