In the South African pet insurance landscape of 2026, two names constantly go head-to-head: Dotsure and Oneplan. They’re both giants, they both have great marketing, and they both claim to love your pets as much as you do. But they operate on two fundamentally different philosophies. One is about digital speed and reimbursement, while the … Read more
See, for most of us in the Gen Z or young millennial bracket, we feel invincible. We’re out here building side hustles, navigating the gig economy, and trying to figure out if we actually need a physical office or if a beach in Mauritius will do. But the one thing we’re notoriously bad at is … Read more
In 2026, we’re living in a world of high-speed fiber and “digital nomad” dreams, but the physical risks of being a human haven’t changed. If anything, the burnout culture of the mid-2020s has made us more vulnerable. When you start looking for a safety net, two names always float to the top of the pile: … Read more
Most people think if they have disability cover, they’re 100% protected. But there’s a massive catch that most people don’t realize until they’re filling out claim forms in a hospital bed. Standard disability cover usually only pays out if you cannot perform your job. Imagine a software developer who loses their hearing. They can still … Read more
Have you ever stopped to count them? If you’re thirty years old, you’ve got about 70,000 to 80,000 working hours left in the tank. That is your “Global Time-Debt.” It’s the time you “owe” your future self to fund your life, your kids’ education, and that dream beach house in Plettenberg Bay. But what happens … Read more
Let’s strip away the fancy brochures for a second. Sanlam Severe Illness Cover is a tax-free lump sum of money that lands in your bank account when you’re diagnosed with a serious condition. We’re talking about things like cancer, heart attacks, strokes, or even some of the weirder, rarer neurological disorders that life likes to … Read more
There’s a common misconception that credit life insurance is just a fancy way of saying “funeral cover for your mortgage.” I used to think the same thing. I figured as long as I was breathing, that policy was essentially useless. I was wrong. Standard life insurance is great—it makes sure your family isn’t homeless if … Read more
Nobody wakes up on a Tuesday morning and thinks, “Today is a great day to plan for chemotherapy.” We’re busy. We’re worrying about the interest rate on our bonds or whether the Springboks will win the next test match. But the reality of 2026 is that medical costs are outstripping inflation faster than a high-speed … Read more
Disability cover is the “middle child” of the insurance world. We talk about life insurance because we want to leave a legacy, and we talk about medical aid because our kids catch every flu bug floating around their school. But disability? That feels like a “maybe” or a “worst-case scenario” we’d rather not invite to … Read more
It was a Sunday night in late February, and the humidity in Johannesburg was doing that thick, heavy thing it does right before a thunderstorm. I was sitting at my kitchen table, staring at a spreadsheet that felt like a death sentence. At the time, I had a perfectly “safe” corporate job—the kind with a … Read more